通过减少贷款金额来减少你的债务

Once you see your account charges or get your financial aid payment, you might decide you don't need to borrow that much money. 你可以通过减少贷款或完全取消贷款来减少你的贷款债务。

如果您是借款人，您可以使用直接贷款变更申请表或Parent PLUS贷款变更申请表来请求更改联邦贷款。 例如，家长不能调整他们的学生被列为借款人的联邦直接学生贷款。 如果你不是借款人，你的要求将会被拒绝。

在补贴贷款之前，将减少或取消非补贴贷款。 Any refunds you've already received may need to be returned. 如果取消或减少在你的学生账户中留下未偿还的余额，你必须立即用个人资金全额支付余额。 如果不这样做，将导致滞纳金和其他机构处罚。

如何取消或减少贷款

• You'll receive an email stating your right to cancel or reduce your loans. 如果你的父母借了直系父母PLUS贷款，他们也会收到一条信息。
• 在填写表格之前，请务必阅读以下重要信息。 If you don't want to cancel or reduce your loan, just ignore the message.
• Be sure to reduce or decline your loans 之前 they post to your student account. If you get a refund 之前 we receive your loan adjustment request, we'll let you know how much you need to repay to WSC and you will need to make payment immediately following the adjustment. 你的学生账户将会有一个到期的余额。